Africa's natural gas sector is attracting $250+ billion in capital investment through 2035, yet 70-85% of associated insurance premiums-approximately $1.8-2.4 billion annually-flow offshore to London, Munich, and Bermuda markets. This capital flight is ending. Nigeria enacted comprehensive insurance reform in 2025 mandating local placement. Ghana, Kenya, and Mozambique have strengthened retention requirements. South Africa is revising domiciliation thresholds.